Truth be told, I absolutely believe in an individual's God-given right to be stupid. Do whatever you like; as long as it neither breaks my leg nor picks my pocket, I'm okay with it.
But in that statement comes the flip-side: you are not entitled to my help to get you out of the trouble your poor choices cause. You can ask; I just might say yes. But my time and money used to fix your self-caused problems is not your right. What is mine is yours only if freely offered. If it is not freely offered, you're on your own.